While claims handling is often a small piece of the insurance partner selection process for servicers, the insurance partner’s performance of their obligations under the insurance policy is a direct reflection on the servicer and their relationship with the homeowner. Learn more about why effective claims practices matter and how to recognize the hallmarks of […]
Improve campaign results by leveraging multiple data points Join us for a 30 minute webinar on how programmatic advertising can help your company speak directly to your target audience effectively and efficiently. Learn how programmatic adverting is currently used in the housing industry, and how leveraging additional layers of data sources can transform real-world, offline […]
You want to sell to Millennials? Then hire Millennials! Let’s face it, mortgage finance, at first glance, may not have a lot of cool factor behind it to entice new young workers into the space. But, we so desperately need more entrants into the field. There’s a coming wave of Millennials seeking homeownership, but are […]
The paper outlines the investor and guarantor requirements for managing vacant, damaged properties in default. How to avoid perils, manage risk, and meet the expectations of investors like Fannie Mae and Freddie Mac, and meet the conveyance requirements of guarantors like HUD. Publisher: Superior Home Services Date: May 2017
Flood events constitute almost 80% of the annual U.S. weather-related catastrophes, and for servicers, it’s critical to ensure their asset portfolio is fully protected. While flood insurance is a valuable tool of protection, there are enhancements that would make the overall flood protection program more financially sound while better protecting individual homeowners and taxpayers. Publisher: National […]
Join us for an extended Q&A with industry experts The mortgage market is currently faced with a rising interest rate environment. Industry economists project a 40% drop in refi activity. Where will originators find purchase volume? What’s next for the housing economy? How will industry leaders adapt to current market conditions? NOTE: Based on […]
Platform Lending for the Mortgage Industry Digital Transformation is impacting many industries and transforming the mortgage industry is no exception. Due to the information rich nature of the loan process the industry demands that data be rapidly exchanged across multiple disparate systems. This ability to exchange information and create a fully digital process leads […]
Answers to all the confusion around the fate of the CFPB The Consumer Financial Protection Bureau is in the middle of a landmark battle with PHH, which has called into question the bureau’s constitutionality. In addition, the CFPB is at the center of at least four different bills trying to overhaul it, including one […]
Achieve scalability in complex regulatory and business environments. Declining bankruptcy volumes have increased pressure to reduce servicing costs per loan. Many cost-conscious professionals are looking to outsource overseas, reduce workforce, and even removing regulatory-related checks and balances to help meet the demand to “do more with less.” But these measures may lead to increased […]
For decades, the only choice servicers had when securing a vacant or abandoned property was plywood. Boarding up windows and doors with plywood was supposed to keep the asset safe, but the effect was often the opposite — the boarded-up home advertised vacancy, which invited looting and other criminal activity. Now, a new alternative to […]
The days of financial services companies believing they are large enough to handle every function on their own are long past. Today’s most successful companies find partners they can trust to outsource those functions that are not core to their business. Both banks and capital markets firms are seeking out third party experts to handle […]
The Consumer Financial Protection Bureau recently finalized new regulations for loan servicers. Soon, mortgage borrowers who have filed for bankruptcy will have the right to demand greater transparency and more communication from the companies that service their loans. This is a key change. Under the CFPB’s former mortgage rule, servicers did not have to provide […]
Since the CFPB has published the final mortgage servicing rule you need every second and every resource to ensure you implement it correctly. Join HousingWire as we team up with leading industry experts to answer questions on the final mortgage servicing rule, along with laying out what went into and makes up the 900-page rule […]
While the industry has been talking about paperless mortgages for years, the main focus has been digitizing the application. However, new regulations, technologies and customer expectations are driving digitization all the way through to the closing table. Today, the end-to-end eMortgage is within reach. This eBook explains how banks, credit unions and lenders can take […]
Loan guarantees offered by the federal government have served to make home ownership more widely accessible, allowing millions of new home-buyers to realize their dreams. But the fact that the loan is government insured is no guarantee that the investor will actually escape significant loss should these loans go into default. Investors count on servicers […]