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Saving time and money by cutting your IRS 4506-T Reject rate in half

Lending By HWknowledge / April 7, 2017
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As of the third quarter of 2016, the Mortgage Bankers Association’s survey of mortgage bankers showed lenders are still paying nearly $7,000 per loan in origination expenses.

To reduce this figure and maximize cost savings, lenders must not only save money on outsourced processes, but also save time. Reducing time at every stage of the loan origination process is the key to controlling costs.

In this paper, we will discuss one process that lenders have spent little time examining because it is typically outsourced to third-party vendors. We will also introduce a new method for reducing the time required to receive an IRS 4506-T tax transcript from the Federal government; a requirement for nearly all mortgage transactions and a process that, to the surprise of some, could save lenders significant time and money if optimized.

Publisher: Chronos
Date: April 2017

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Tags: Top Picks, White Paper

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